/* PropertyCompliance.ca — professional civic/regulatory aesthetic.
   Palette: deep harbour navy, parchment, signal gold, slate ink. */
:root{
  --navy:#0F3D5C; --navy-2:#0B2E46; --gold:#E8B93C; --gold-2:#C99A1E;
  --ink:#1E2A32; --mut:#5A6B76; --line:#DCE4E9; --bg:#FFFFFF; --alt:#F4F7F9;
  --acc:var(--navy); --max:1140px; --r:10px;
  --serif:Georgia,'Times New Roman',serif;
  --sans:-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,Arial,sans-serif;
}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:var(--sans);color:var(--ink);background:var(--bg);line-height:1.65;font-size:16.5px}
img{max-width:100%;height:auto}
a{color:var(--navy);text-decoration:none}
a:hover{text-decoration:underline}
.container{max-width:var(--max);margin:0 auto;padding:0 22px}
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}
.skip{position:absolute;left:-9999px;top:0;background:var(--gold);color:var(--navy-2);padding:10px 16px;z-index:99;border-radius:0 0 8px 0;font-weight:700}
.skip:focus{left:0}
h1,h2,h3{font-family:var(--serif);color:var(--navy-2);line-height:1.22;font-weight:700}
h1{font-size:clamp(1.9rem,4.4vw,3rem)}
h2{font-size:clamp(1.45rem,2.8vw,2rem);margin-bottom:.6em}
h3{font-size:1.12rem}
.mt{margin-top:1.6rem}

/* topbar + header */
.topbar{background:var(--navy-2);color:#C6D8E4;font-size:.82rem;padding:7px 0}
.topbar .container{display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap}
.topbar a{color:#fff}
.site-header{background:var(--bg);border-bottom:3px solid var(--gold);position:sticky;top:0;z-index:50;box-shadow:0 1px 8px rgba(15,61,92,.08)}
.hd-row{display:flex;align-items:center;justify-content:space-between;gap:18px;min-height:66px}
.brand{display:flex;align-items:center;gap:10px;font-family:var(--serif);font-size:1.3rem;color:var(--navy-2)}
.brand:hover{text-decoration:none}
.brand-mark{display:inline-flex;align-items:center;justify-content:center;width:34px;height:34px;border-radius:8px;background:var(--navy);color:var(--gold);font-weight:900;font-size:1.2rem}
.brand-word b{color:var(--gold-2)}
.brand .tld{color:var(--mut);font-size:.85em}
.main-nav ul{list-style:none;display:flex;align-items:center;gap:4px}
.main-nav>ul>li>a{display:block;padding:10px 13px;font-weight:600;color:var(--ink);border-radius:8px;font-size:.95rem}
.main-nav>ul>li>a:hover{background:var(--alt);text-decoration:none}
.main-nav li.on>a{color:var(--navy);box-shadow:inset 0 -3px 0 var(--gold)}
.nav-cta a.btn{padding:9px 18px}
.nav-toggle{display:none;background:none;border:0;cursor:pointer;padding:10px}
.nav-toggle span{display:block;width:24px;height:3px;background:var(--navy);margin:5px 0;border-radius:2px;transition:.2s}
.has-drop{position:relative}
.main-nav ul.drop{display:none;position:absolute;top:100%;left:0;background:#fff;border:1px solid var(--line);border-top:3px solid var(--gold);border-radius:0 0 10px 10px;min-width:280px;box-shadow:0 12px 30px rgba(15,61,92,.14);padding:8px 0;flex-direction:column;align-items:stretch;gap:0}
.main-nav .has-drop:hover ul.drop,.main-nav .has-drop:focus-within ul.drop{display:flex}
.drop li a{display:block;padding:8px 18px;font-size:.92rem}
.drop li a:hover{background:var(--alt);text-decoration:none}
.drop li.all a{font-weight:700;color:var(--gold-2)}

/* buttons */
.btn{display:inline-block;background:var(--gold);color:var(--navy-2);font-weight:700;padding:13px 26px;border-radius:8px;border:0;cursor:pointer;font-size:1rem;transition:.15s}
.btn:hover{background:var(--gold-2);color:#fff;text-decoration:none;transform:translateY(-1px)}
.btn-ghost{background:transparent;border:2px solid rgba(255,255,255,.55);color:#fff}
.band .btn-ghost,.band-alt .btn-ghost{border-color:var(--navy);color:var(--navy)}
.btn-ghost:hover{background:rgba(255,255,255,.12);color:#fff}

/* hero */
.hero{background:linear-gradient(160deg,var(--navy) 0%,var(--navy-2) 100%);color:#E7EFF5;padding:74px 0 60px;position:relative;overflow:hidden}
.hero:before{content:"";position:absolute;right:-120px;top:-120px;width:420px;height:420px;border-radius:50%;background:radial-gradient(circle,rgba(232,185,60,.16),transparent 70%)}
.hero h1{color:#fff}
.hero-sm{padding:52px 0 44px}
.hero-sm[style]{border-top:5px solid var(--acc)}
.kicker{text-transform:uppercase;letter-spacing:.14em;font-size:.78rem;color:var(--gold);font-weight:700;margin-bottom:12px}
.lede{font-size:1.12rem;max-width:800px;margin-top:14px;color:#C9D9E4}
.hero-actions{display:flex;gap:14px;margin-top:26px;flex-wrap:wrap}
.hero-stats{list-style:none;display:flex;gap:34px;margin-top:34px;flex-wrap:wrap}
.hero-stats li{font-size:.92rem;color:#AFC6D4}
.hero-stats b{display:block;font-size:1.7rem;color:var(--gold);font-family:var(--serif)}

/* bands */
.band{padding:56px 0}
.band-alt{background:var(--alt)}
.sect-lede{max-width:820px;color:var(--mut);margin-bottom:26px}

/* cards */
.grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(255px,1fr));gap:18px}
.card{display:block;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:22px;transition:.18s;position:relative}
.card:hover{text-decoration:none;border-color:var(--navy);box-shadow:0 10px 26px rgba(15,61,92,.10);transform:translateY(-2px)}
.card h3{margin-bottom:8px}
.card p{color:var(--mut);font-size:.93rem}
.card .more{display:inline-block;margin-top:12px;font-weight:700;color:var(--gold-2);font-size:.9rem}
.card.plain{cursor:default}
.cat-card{border-top:4px solid var(--acc)}
.list-card{border-top:4px solid var(--acc)}
.list-card ul{list-style:none;margin-top:6px}
.list-card li{padding:3px 0;font-size:.92rem}
.band-alt .card{background:#fff}

/* pills */
.pills{display:flex;flex-wrap:wrap;gap:9px}
.pill{display:inline-block;background:#fff;border:1px solid var(--line);border-radius:999px;padding:7px 15px;font-size:.9rem;color:var(--navy);transition:.15s}
a.pill:hover{border-color:var(--gold-2);background:var(--gold);color:var(--navy-2);text-decoration:none}
.pill span{color:var(--mut);font-size:.8rem;margin-left:5px}
.pill.static{cursor:default;background:var(--alt)}
.pill.t1{border-color:var(--navy);font-weight:600}
.band-alt .pill{background:#fff}

/* steps */
.steps{counter-reset:st;list-style:none;max-width:840px}
.steps li{position:relative;padding:0 0 20px 58px;counter-increment:st}
.steps li:before{content:counter(st);position:absolute;left:0;top:-2px;width:38px;height:38px;border-radius:50%;background:var(--navy);color:var(--gold);font-weight:800;display:flex;align-items:center;justify-content:center;font-family:var(--serif)}
.steps li:not(:last-child):after{content:"";position:absolute;left:18px;top:38px;bottom:2px;width:2px;background:var(--line)}

/* prose */
.prose{max-width:840px}
.prose h2{margin-top:1.7em}
.prose h2:first-child{margin-top:0}
.prose p{margin-bottom:1em}
.prose ul,.prose ol{margin:0 0 1.2em 1.3em}
.checks{list-style:none;margin-left:0!important}
.checks li{padding:6px 0 6px 30px;position:relative}
.checks li:before{content:"✓";position:absolute;left:0;color:var(--gold-2);font-weight:900}

/* tables */
.table-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:var(--r);background:#fff}
table{width:100%;border-collapse:collapse;font-size:.92rem;min-width:560px}
th,td{padding:11px 14px;text-align:left;border-bottom:1px solid var(--line);vertical-align:top}
thead th{background:var(--navy);color:#fff;font-family:var(--serif);white-space:nowrap}
tbody tr:last-child td,tbody tr:last-child th{border-bottom:0}
tbody th{background:var(--alt);white-space:nowrap;width:1%}

/* faqs */
.faqs{padding:56px 0;background:var(--alt)}
.faqs details{background:#fff;border:1px solid var(--line);border-radius:var(--r);margin-bottom:10px;max-width:840px}
.faqs summary{cursor:pointer;padding:16px 20px;font-weight:700;color:var(--navy-2);list-style:none;position:relative;padding-right:44px}
.faqs summary::-webkit-details-marker{display:none}
.faqs summary:after{content:"+";position:absolute;right:18px;top:12px;font-size:1.5rem;color:var(--gold-2);transition:.2s}
.faqs details[open] summary:after{transform:rotate(45deg)}
.faqs details p{padding:0 20px 18px;color:var(--mut)}

/* crumbs */
.crumbs{background:var(--alt);border-bottom:1px solid var(--line);font-size:.84rem;padding:9px 0;color:var(--mut)}
.crumbs .sep{margin:0 6px;color:var(--line)}

/* quote CTA */
.quote-cta{background:linear-gradient(150deg,var(--navy),var(--navy-2));color:#DBE7F0;padding:52px 0;text-align:center}
.quote-cta h2{color:#fff}
.quote-cta p{max-width:640px;margin:12px auto 0}
.qc-actions{display:flex;gap:14px;justify-content:center;margin-top:24px;flex-wrap:wrap}

/* coverage */
.cov{padding:34px 0;border-bottom:1px solid var(--line)}
.cov h2 .count{font-family:var(--sans);font-size:.85rem;color:var(--mut);font-weight:400;margin-left:8px}

/* contact */
.contact-grid{display:grid;grid-template-columns:1.5fr 1fr;gap:44px;align-items:start}
.quote-form{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:28px}
.fr{margin-bottom:16px}
.fr.two{display:grid;grid-template-columns:1fr 1fr;gap:14px}
label{display:block;font-weight:600;font-size:.9rem;margin-bottom:5px;color:var(--navy-2)}
input,select,textarea{width:100%;padding:11px 13px;border:1px solid var(--line);border-radius:8px;font:inherit;background:#fff;color:var(--ink)}
input:focus,select:focus,textarea:focus{outline:2px solid var(--gold);border-color:var(--gold-2)}
.hp{position:absolute;left:-9999px;height:1px;width:1px;opacity:0}
.form-note{font-size:.82rem;color:var(--mut);margin-top:12px}
.form-status{margin-top:10px;font-weight:600}
.form-status.ok{color:#1B7A43}
.form-status.err{color:#B3261E}
.contact-side h2{margin-bottom:8px}
.contact-side .big a{font-size:1.5rem;font-family:var(--serif);font-weight:700}
.contact-side h3{margin-top:22px;margin-bottom:6px}

/* footer */
.site-footer{background:var(--navy-2);color:#9FB8C8;font-size:.9rem;margin-top:0;padding:52px 0 110px}
.ft-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(190px,1fr));gap:28px;padding-bottom:30px;border-bottom:1px solid rgba(255,255,255,.12)}
.ft-head a,.ft-head{color:#fff;font-weight:700;font-family:var(--serif);font-size:1rem}
.ft-col ul{list-style:none;margin-top:10px}
.ft-col li{padding:3px 0}
.ft-col a{color:#9FB8C8}
.ft-col a:hover{color:var(--gold)}
.ft-prov{padding:18px 0;border-bottom:1px solid rgba(255,255,255,.12);font-size:.84rem}
.ft-prov a{color:#B9CEDC}
.ft-legal{padding-top:20px;font-size:.8rem;line-height:1.7}
.ft-legal a{color:#B9CEDC}

/* sticky mobile bar */
.sticky-bar{display:none;position:fixed;bottom:0;left:0;right:0;z-index:60;background:var(--navy-2);border-top:2px solid var(--gold);padding:9px 10px;gap:8px;justify-content:space-around}
.sticky-bar a{color:#fff;font-weight:700;font-size:.9rem;padding:9px 12px;border-radius:8px;flex:1;text-align:center}
.sticky-bar a:hover{text-decoration:none}
.sticky-bar .sb-quote{background:var(--gold);color:var(--navy-2)}

/* responsive */
@media(max-width:920px){
  .contact-grid{grid-template-columns:1fr}
  .nav-toggle{display:block}
  .main-nav>ul{display:none;position:absolute;top:100%;left:0;right:0;background:#fff;flex-direction:column;align-items:stretch;border-bottom:3px solid var(--gold);box-shadow:0 16px 30px rgba(15,61,92,.18);padding:10px 0}
  .main-nav>ul.open{display:flex}
  .main-nav>ul>li>a{padding:13px 22px;border-radius:0}
  .main-nav ul.drop{position:static;display:flex;border:0;box-shadow:none;padding-left:14px}
  .nav-cta{padding:10px 22px}
  .sticky-bar{display:flex}
  .hero{padding:52px 0 44px}
  .hero-stats{gap:22px}
}
@media(max-width:560px){
  .fr.two{grid-template-columns:1fr}
  body{font-size:16px}
  .topbar .container{justify-content:center;text-align:center}
}
@media print{
  .topbar,.site-header,.sticky-bar,.quote-cta,.site-footer{display:none}
}